CBDC: Digital Dawn or Dystopian Doom?

Hey Money Movers, quick tea first! Ever imagine your money going digital like your playlist? Welcome to November’s first drop of Money Matters. I’m CoachMO, your financial literacy plug. Today, we are unpacking a headline that could change how you pay, save and sleep at night: the European Central Bank’s move on a “digital euro.” […]
Stablecoins: The Disruptive Force Reshaping Finance in 2025

Hey there, it’s your financial literacy plug, CoachMO. You’ve probably noticed it too: the world of money is changing faster than ever. One tap, one app, one algorithm and entire financial systems are shifting. We have talked about this before, but the pace of change has become too real to ignore. That’s why this week, […]
The Generational Wealth Divide

Hello there, Welcome back to another week with your financial literacy plug, CoachMO. For the past few weeks, we’ve been unpacking the 6 Money Commandments, the foundational principles that separate wealth builders from wealth watchers. We’ve explored how to earn, save, invest, protect, multiply, and sustain wealth across generations. But today, we are diving into […]
The 6 Money Commandments – #5 Make Thy Money Multiply

Hello there, Welcome to another week with your financial literacy plug, CoachMO. Following last week’s empowering look at Commandment #4: Get Out of Debt, where we learned to treat debt like fire: taming it with inventory, strategies like snowball or avalanche, and commitments to stay free. Now, with foundations solid, we advance to Commandment #5: […]
The 6 Money Commandments – #4 Get Out of Debt

Hello there, Welcome to another week with your financial literacy plug, CoachMO. Last week, in our exploration of Commandment #3: Control Thy Expenditure, we saw how budgeting acts as the gatekeeper, directing your money with purpose using the 70/10/10/10 rule. Remember, without control, even the best savings slip away. But what if past choices have […]
The 6 Money Commandments – #2 Pay Thyself First

Hello there, It’s your financial literacy plug, CoachMO. Last week, we kicked off our series on The 6 Money Commandments with a deep dive into Commandment #1: Know Thyself. I loved hearing from so many of you about your money beliefs and how journaling sparked those “aha” moments. Remember, ignorance is the real root of […]
The 6 Money Commandments – #1 Know Thyself

It’s a New Month, and yes, welcome back to my newsletter, where we simplify the complex world of money for professionals, teachers, artists, small business owners, and anyone who’s ever stared at their bank account wondering, “How do I turn this into something more?” Today, I’m going to share a timeless tale inspired by principles […]
Is My Coffee Costing Me My Retirement?

Hello there, Welcome back to another week with your financial literacy plug, CoachMO. Today, we’re diving into a topic that hits close to home for many of us: Is My Coffee Costing Me My Retirement? We will explore the hidden power of opportunity cost through the lens of that daily Starbucks latte. Remember, this isn’t […]
Unicorns Around the World: A Magical Journey Through Billion-Dollar Dreams

Hey there, Welcome to another week with CoachMo, your friendly financial literacy plug. Today, let’s embark on a storytelling journey across the globe, chasing “unicorns.” No, we’re not talking about the mythical horses with sparkling horns from your favourite fairy tales, though that would be fun! In the land of startups and big ideas, unicorns […]
The Richest Countries in 2025

I came across an infographic over the weekend which ranks the top 25 “richest” countries in the world. I was immediately drawn to this, as I assumed I could list the top 5 countries without looking at the list, but how wrong I was. So, for this week, we will take a closer look at […]